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Pricing

Pay per check.
Pay less at scale.

Pick a monthly volume and lock in the rate. The more you verify, the lower your cost per check.

Monthly Annual Save 15%
Starter
For small teams running occasional verifications.
 
$0.80/ check
$80 /mo · 100 checks
  • 100 checks / month
  • Real-time bank verification
  • UI platform access
  • API access
Most popular
Team
For growing teams that need API access and higher volume.
 
$0.60/ check
$600 /mo · 1,000 checks
  • 1,000 checks / month
  • Full API access
  • UI platform access
  • Priority support
Scale
For high-volume operations with advanced API needs.
 
$0.40/ check
$4,000 /mo · 10,000 checks
  • 10,000 checks / month
  • Higher API rate limits
  • Priority support
  • Dedicated account manager

Running a higher monthly volume?

Custom per-check rates, committed-volume agreements, and white-label reseller terms.

Talk to sales

All prices in USD. Unused checks don't roll over. Annual plans are billed as a single upfront payment. Cancel monthly plans anytime — you keep access until the end of the period paid for.

49 countries covered

Real-time verification via local banking infrastructure, Pay.UK & the EPC VoP Scheme.

🇪🇺  European Union & EEA Verification of Payee · EPC Scheme
🇦🇹 Austria
🇧🇪 Belgium
🇧🇬 Bulgaria
🇭🇷 Croatia
🇨🇾 Cyprus
🇨🇿 Czech Republic
🇩🇰 Denmark
🇪🇪 Estonia
🇫🇮 Finland
🇫🇷 France
🇩🇪 Germany
🇬🇷 Greece
🇭🇺 Hungary
🇮🇪 Ireland
🇮🇹 Italy
🇱🇻 Latvia
🇱🇹 Lithuania
🇱🇺 Luxembourg
🇲🇹 Malta
🇳🇱 Netherlands
🇳🇴 Norway
🇵🇱 Poland
🇵🇹 Portugal
🇷🇴 Romania
🇸🇰 Slovakia
🇸🇮 Slovenia
🇪🇸 Spain
🇸🇪 Sweden
🌍  Rest of World Local banking infrastructure
🇦🇺 Australia
🇧🇷 Brazil
🇨🇦 Canada
🇨🇳 China
🇮🇳 India
🇯🇵 Japan
🇲🇽 Mexico
🇳🇿 New Zealand
🇸🇬 Singapore
🇿🇦 South Africa
🇰🇷 South Korea
🇨🇭 Switzerland
🇹🇷 Turkey
🇦🇪 UAE
🇺🇸 United States
🇬🇧 United Kingdom

* UK coverage includes Confirmation of Payee via Pay.UK (Sort Code + Account Number). Coverage in non-EU/EEA countries averages ~80% of accounts and continues to grow.

Frequently asked questions

We reach 100% of accounts across the UK and EU. In other supported countries, coverage averages around 80% and keeps growing as we add new banking connections.

Both. The same check works whether you're confirming a company account or an individual consumer account.

We connect directly to local banking infrastructure and official verification schemes — Confirmation of Payee through Pay.UK in the UK, and the European Payments Council's Verification of Payee scheme across the EU. Every check runs against live bank records at the moment you make it.

Account verification confirms an account exists and belongs to the name you expect. It isn't a credit score, a sanctions screen, or full KYC — it's the account-ownership layer those processes depend on.

Whether the account is valid and whether the name matches the account holder — reported as a full match, a partial match, or no match, with the reason for the result.

The Team and Scale plans include full API access alongside the platform. The Starter plan is platform-only and doesn't include API access.

The full API reference is at monitorpay.ai/api-docs. API access is included on the Team and Scale plans.

No. The per-check price is identical across every country we cover. Your rate depends only on your plan's monthly volume, not the market you're verifying in.

Yes. Every completed verification counts toward your monthly allowance regardless of the result, since the lookup runs either way.

Yes — monthly plans have no commitment. Cancel anytime and you won't be billed for the next month, and you keep access until the end of the period you've already paid for.

We run GDPR-compliant, ISO 27001-certified infrastructure and don't retain the personal data returned by a check beyond delivering your result.

Talk to sales. We prioritise new banking connections based on customer demand, and high-volume agreements can fast-track specific markets.

Trusted by 289,000+ businesses

Real-time verification across 49 countries via local banking infrastructure, Pay.UK & the European Payments Council VoP Scheme.

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