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Verification Infrastructure for Global Payments
One API to validate accounts, confirm payees, verify ownership, and monitor for change — all powered by structured, real-time data from 200+ trusted sources around the world.
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Trusted by 289,000+ businesses
Why Leading Teams Choose MonitorPay
The ultimate infrastructure for global entity verification. MonitorPay connects your team directly to primary source data, providing enriched insights through a single, seamless integration. From initial onboarding to ongoing monitoring, we ensure your business stays ahead of regulatory changes automatically.
Direct from the Source
Account ownership data is pulled from official government registries in 150+ countries, ensuring legal accuracy and audit-ready compliance.
Designed for Action
Every API call returns enriched, structured data — formatted, mapped, and ready to power your decisions instantly.
Monitoring Beyond the Moment
Track verified accounts over time and receive alerts when ownership changes, accounts close, or fraud signals emerge.
What You Can Do with MonitorPay
Verify, validate, and pay with total confidence. MonitorPay gives you the power to instantly check bank account authenticity, match payee identities, and confirm ownership details worldwide, reducing failed transfers and protecting your business from costly errors.
IBAN Validation
Instantly confirm structure, format, country, and issuing bank for any IBAN worldwide.
Payee Name Matching
Ensure that the entered name matches the legal account holder — reduce errors, block fraud.
Account Ownership Verification
Confirm who owns a bank account — sourced directly from government or banking registries.
VAT Number Check
Validate VAT numbers in the EU, UK, and beyond — with official company name and status.
Transaction Monitoring
Set rules, track accounts, detect ownership changes, and get alerts before the money moves.
Global Scale, Local Precision
We make accessing company data as seamless and scalable as working with code. Our network spans 200+ official registries, powering insights on over 300 million businesses for teams around the world.
100
+
Corporate Registries Connected
Government and financial institution sources only — no scraping, no guessing.
100
M+
Companies Indexed
From startups to multinationals, enriched with firmographics, ownership, group structure, and more.
0
+
Data Points Per Record
Standardized, translated, mapped — ready for your internal systems or workflows.
Ready to Unlock the Power of MonitorPay?
See our platform in action and explore how it can benefit your business.
Who We Serve
MonitorPay enables organizations to verify and monitor business and payment relationships in real time. From fintechs and lenders to marketplaces and compliance teams, our platform connects directly to trusted global registries to prevent fraud, automate onboarding, and ensure every transaction is verified before it happens.
Fintechs & Payment Providers
Embed real-time verification into onboarding and payout flows.
Banks & Lenders
Reduce risk and automate KYB with high-trust registry data.
Marketplaces & Platforms
Verify users and suppliers before the first transaction, and stay alerted after.
Finance & Compliance Teams
Catch fraud early, streamline onboarding, and prove compliance without manual effort.
Built for Mission-Critical Teams
MonitorPay is built for teams that can’t afford downtime or errors. By combining registry-verified company and account data with real-time monitoring, we help finance, compliance, and treasury teams maintain accuracy, prevent payment fraud, and stay compliant — effortlessly and at scale.
Product & Platform Teams
Embed real-time verification into onboarding and payout flows without disrupting UX.
Finance & Treasury
Eliminate failed payments, enforce internal controls, and flag payment risk early.
Compliance & Risk Officers
Automate KYB, reduce fraud exposure, and stay compliant across jurisdictions.
Fintechs & PSPs
Scale safely with real-time account and identity verification — everywhere you operate.
Start Verifying – First 100 Checks Free
Experience the power of real-time verification with no upfront commitment:
100 free checks to get started
No monthly minimums — pay only for what you use
Usage-based pricing from just €0.10 per check
Invoice at month-end based on actual volume
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Moventa Logistics
Moventa Logistics operates a network of over 4,000 carriers and subcontractors across Europe. From small independent freight operators to large cross-border transport providers, their operations depend on accurate and timely payments to ensure smooth service delivery.
Start your business journey better with MonitorPay
Schedule a 30 minute call to discuss your priorities and long term goals.
Frequently asked questions
We verify IBAN structure, payee name matching, account ownership (individual or business), VAT registration status, and — for enterprise clients — ongoing monitoring of previously verified data.
MonitorPay supports IBAN and VAT verification across 150+ countries, including all of Europe, the UK, Canada, Australia, Brazil, India, and more. Country-specific availability may vary by product (e.g., ownership verification coverage depends on data access in that region).
Our payee matching uses intelligent logic, including fuzzy matching, transliteration support, and confidence scoring. It reliably detects exact, partial, and incorrect matches — even in edge cases like swapped name order or minor typos.
Yes. Our Account Ownership Verification feature confirms the legal owner of a bank account (person or business), sourced directly from trusted banks or official registries. This is ideal for KYB and large transfers.
Yes, we offer Account Status Checks for selected countries. This feature confirms whether an account is currently open, dormant, or closed — helping you avoid failed payouts.
Absolutely. We are fully GDPR compliant. We do not store personal or sensitive data beyond what’s necessary to complete a verification, and all requests are logged securely for audit purposes.
Yes. Our REST API is designed for real-time use, with sub-second response times and minimal latency. It’s used in live onboarding flows, payout engines, and payment approval systems.
Each verification returns structured JSON data, including validation status, match scores, metadata (like bank name or VAT holder name), and actionable risk indicators. Full schema is available in the [API docs].
Yes. Every client has access to a secure MonitorPay Dashboard, where you can track API usage, manage keys, export logs, and review verification outcomes.
Yes. We offer a bulk validation endpoint that supports verifying thousands of IBANs, payee names, or VAT numbers at once via API or secure file upload.
Most customers integrate the API in under one day. Our docs, SDKs, and dedicated support make it fast and frictionless — even for complex flows.
For enterprise clients, we offer continuous monitoring with webhook alerts. You’ll be notified in real time if a previously verified IBAN or VAT number changes status, becomes inactive, or no longer matches the original entity.
Enterprise-Grade by Default
MonitorPay is engineered for enterprise-level demands, integrating security and compliance into its core. Our API-first architecture provides total flexibility, while our strict "no-storage" policy for sensitive data removes your risk. Built to exceed GDPR, PSD2, and AML requirements, it’s the robust infrastructure your business can build on.
GDPR
Compliant
PSD2
Ready
AML
Ready
API-First
Architecture
No Storage of
Sensitive Data
GDPR Compliant
PSD2 Ready
AML Ready
API-First Architecture
No Storage of Sensitive Data
Trusted by Leaders in Finance & Global Commerce
See why teams at FinTechs, Marketplaces, and global corporations rely on MonitorPay.ai.
"Integrating MonitorPay.ai was a game-changer. We've cut payment failures by over 90%, reducing costs and improving customer satisfaction. The data's reliability is second to none."
Sarah Chen
Head of Payments, NovaPay
"MonitorPay's Account Ownership Verification is the final layer of assurance we need before dispatching large B2B payments. Confirming ownership against official records gives my team confidence."
David Miller
Global Treasury Manager
"Onboarding thousands of sellers was a compliance bottleneck. MonitorPay's API automated our entire verification process. We now onboard faster, with greater confidence and a full audit trail."
Markus Weber
CCO, EuroTrade Market
"We needed a robust verification tool for our merchants. MonitorPay's API was simple to integrate, and their direct data access gives us a huge quality advantage. We launched a critical feature in weeks, not years."
Elena Ricci
Lead Product Manager