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Verify sellers, service providers, and freelancers — before the first payout
Automate account checks and strengthen your KYB framework.
In an environment of rising fraud and tightening regulations, compliance and risk teams need reliable, real-time tools to verify account ownership and monitor high-risk activity. MonitorPay helps you automate these checks, detect threats early, and maintain a robust, audit-ready KYB process — without slowing down the business.
Trusted by 289,000+ businesses
Pain Points
Ensure every transaction is backed by verified identity data. MonitorPay uses advanced cross-referencing algorithms to compare your payment instructions against live banking records. By verifying the relationship between the payee name and the account holder in real-time, we provide the certainty you need to prevent fraud and eliminate misdirected payments.
Funds sent to fake or stolen bank accounts
Reuse of fraudulent payout details across multiple user profiles
Delays in onboarding due to manual KYB/KYC verification``
MonitorPay Delivers
Embedded Bank Verification Widget
Add a verification step directly into your signup or onboarding flow — users confirm account ownership instantly.
Continuous Account Monitoring
Track verified payout accounts for status changes (e.g., closed, inactive, or reassigned) and ownership updates.
Real-Time API Checks
Validate bank account ownership, status, and payee name live as part of registration, payout setup, or KYC workflows.
Invisible UX, Stronger Security
Seamless integration ensures a smooth user journey while silently preventing fraud and compliance breaches.
Common Use Cases
Finance & treasury teams
Prevent costly payment errors by validating beneficiary accounts before funds are released.
Vendor onboarding
Ensure clean payment data is collected from suppliers from day one.
Freelancer and platform payouts
Validate payee information across multiple markets in real time.
Procurement & shared service centers
Standardize account verification across global teams.
Built for Scale
Built for the speed of modern business. MonitorPay empowers finance, procurement, and product teams to verify identities and bank details instantly. Join leading marketplaces and financial institutions in standardizing global account verification to reduce failed payments and guarantee that funds always reach the right recipient.
Works with domestic accounts, IBANs, and virtual IBANs
Designed for marketplaces, gig platforms, delivery apps, and SaaS platforms
Supports vendors and freelancers in 100+ countries
Mobile-optimized components for embedded flows
Real-time integrations via REST API
Start your business journey better with MonitorPay
Schedule a 30 minute call to discuss your priorities and long term goals.
Enterprise-Grade by Default
MonitorPay is engineered for enterprise-level demands, integrating security and compliance into its core. Our API-first architecture provides total flexibility, while our strict "no-storage" policy for sensitive data removes your risk. Built to exceed GDPR, PSD2, and AML requirements, it’s the robust infrastructure your business can build on.
GDPR
Compliant
PSD2
Ready
AML
Ready
API-First
Architecture
No Storage of
Sensitive Data
GDPR Compliant
PSD2 Ready
AML Ready
API-First Architecture
No Storage of Sensitive Data
Trusted by Leaders in Finance & Global Commerce
See why teams at FinTechs, Marketplaces, and global corporations rely on MonitorPay.ai.
"Integrating MonitorPay.ai was a game-changer. We've cut payment failures by over 90%, reducing costs and improving customer satisfaction. The data's reliability is second to none."
Sarah Chen
Head of Payments, NovaPay
"MonitorPay's Account Ownership Verification is the final layer of assurance we need before dispatching large B2B payments. Confirming ownership against official records gives my team confidence."
David Miller
Global Treasury Manager
"Onboarding thousands of sellers was a compliance bottleneck. MonitorPay's API automated our entire verification process. We now onboard faster, with greater confidence and a full audit trail."
Markus Weber
CCO, EuroTrade Market
"We needed a robust verification tool for our merchants. MonitorPay's API was simple to integrate, and their direct data access gives us a huge quality advantage. We launched a critical feature in weeks, not years."
Elena Ricci
Lead Product Manager