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Risk, Compliance & Fraud Prevention Teams
Automate account checks and strengthen your KYB framework.
In an environment of rising fraud and tightening regulations, compliance and risk teams need reliable, real-time tools to verify account ownership and monitor high-risk activity. MonitorPay helps you automate these checks, detect threats early, and maintain a robust, audit-ready KYB process — without slowing down the business.
Trusted by 289,000+ businesses
Pain Points
Ensure every transaction is backed by verified identity data. MonitorPay uses advanced cross-referencing algorithms to compare your payment instructions against live banking records. By verifying the relationship between the payee name and the account holder in real-time, we provide the certainty you need to prevent fraud and eliminate misdirected payments.
Manual Processes Delay Onboarding
Internal teams struggle to verify bank account data efficiently at scale.
Fraud Exposure from Unverified Vendors
Payouts made to incorrect or manipulated accounts increase financial and reputational risk.
Strict Regulatory Requirements
AML, PSD2, and sanctions rules demand clear, traceable verification of counterparties.
MonitorPay Delivers
Verified Ownership API
Instantly check whether a bank account belongs to the claimed business or individual — with data from trusted sources.
Full Audit Trail
Timestamped logs and verification records support internal and external audits, regulatory reporting, and case management.
Continuous Monitoring for Compliance Drift
Get alerts when verified accounts become inactive, change ownership, or are flagged for sanctions concerns.
Real-Time + Historical Intelligence
Access both up-to-the-minute account status and historic ownership records for thorough due diligence.
Fraud Signals & Behavioral Risk Scoring
Identify anomalies in account usage, ownership patterns, or onboarding behavior — integrated into your risk engine.
Common Use Cases
Finance & treasury teams
Prevent costly payment errors by validating beneficiary accounts before funds are released.
Vendor onboarding
Ensure clean payment data is collected from suppliers from day one.
Freelancer and platform payouts
Validate payee information across multiple markets in real time.
Procurement & shared service centers
Standardize account verification across global teams.
Enterprise-Ready & Globally Aligned
Global payments require global precision. MonitorPay automates the complex process of verifying IBAN structures, bank metadata, and regional compliance. Reduce manual overhead and prevent fraud with an instant validation tool designed to support high-volume transactions across more than 150 countries.
Covers 100+ countries across EU, UK, US, LATAM, APAC, MENA
Works with official registries, banks, and open banking providers
Fully GDPR, AMLD5, and PSD2 compliant
Designed for regulated entities, banks, fintechs, and risk-driven organizations
Start your business journey better with MonitorPay
Schedule a 30 minute call to discuss your priorities and long term goals.
Enterprise-Grade by Default
MonitorPay is engineered for enterprise-level demands, integrating security and compliance into its core. Our API-first architecture provides total flexibility, while our strict "no-storage" policy for sensitive data removes your risk. Built to exceed GDPR, PSD2, and AML requirements, it’s the robust infrastructure your business can build on.
GDPR
Compliant
PSD2
Ready
AML
Ready
API-First
Architecture
No Storage of
Sensitive Data
GDPR Compliant
PSD2 Ready
AML Ready
API-First Architecture
No Storage of Sensitive Data
Trusted by Leaders in Finance & Global Commerce
See why teams at FinTechs, Marketplaces, and global corporations rely on MonitorPay.ai.
"Integrating MonitorPay.ai was a game-changer. We've cut payment failures by over 90%, reducing costs and improving customer satisfaction. The data's reliability is second to none."
Sarah Chen
Head of Payments, NovaPay
"MonitorPay's Account Ownership Verification is the final layer of assurance we need before dispatching large B2B payments. Confirming ownership against official records gives my team confidence."
David Miller
Global Treasury Manager
"Onboarding thousands of sellers was a compliance bottleneck. MonitorPay's API automated our entire verification process. We now onboard faster, with greater confidence and a full audit trail."
Markus Weber
CCO, EuroTrade Market
"We needed a robust verification tool for our merchants. MonitorPay's API was simple to integrate, and their direct data access gives us a huge quality advantage. We launched a critical feature in weeks, not years."
Elena Ricci
Lead Product Manager