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Verify every bank account
before the money moves.
One API to validate IBANs, match payee names, and confirm account ownership — sourced directly from banks and official registries across 50+ countries.
Free
Test the platform on real IBANs, every day. No credit card.
€0
forever
.
Start for Free →
- 10 verifications
Free of charge - Valid for 30 days
- Dashboard analytics
Pro
Essential verification for early-stage startups.
€49
/mo
Subscribe →
- 50 verifications / month
€0.98 per verification - Valid for 365 days
- Dashboard analytics
Most Popular
Growth
Automated verification for scaling businesses.
€149
/mo
Subscribe →
- 200 verifications / month
€0.75 per verification - Valid for 365 days
- Dashboard analytics
Scale
High-volume infrastructure for established platforms.
€499
/mo
Subscribe →
- 1,000 verifications / month
€0.50 per verification - Valid for 500 days
- Dashboard analytics
- API access
Processing more than 1,000 verifications a month?
Custom pricing, higher rate limits, and dedicated support for teams running payment verification at scale.
Unlimited verifications
6,000 API calls/min
Reseller license
One API. Four layers of protection.
Every verification runs through the stack in under a second — from IBAN format to ownership match to ongoing monitoring.
1
IBAN Validation
Confirm structure, checksum, country, and issuing bank for any IBAN worldwide. Catches typos and format errors before they hit the payment rail.
2
Payee Name Matching
Fuzzy-match the entered name against the legal account holder with confidence scoring. Detects swapped names, transliteration, and typos.
3
Account Ownership
Confirm who legally owns the bank account — person or business — sourced directly from banks and official registries. Audit-ready.
4
Continuous Monitoring
Track verified accounts over time. Get webhook alerts when ownership changes, accounts close, or fraud signals emerge.
Questions before you commit
The ones procurement asks. The ones your CFO asks. The ones we wish more people asked.
Why is MonitorPay priced higher than basic IBAN checkers?
Because you're not just paying for IBAN format validation — you're paying for the full stack: IBAN structure, payee name matching with confidence scoring, and account ownership data sourced directly from banks and government registries. Free IBAN checkers tell you if a number is syntactically valid. MonitorPay tells you who actually owns the account.
Which countries do you support?
Bank account verification across 50+ countries.
European Union + United Kingdom (via Pay.UK & European Payments Council VoP Scheme): Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom.
Rest of world: Argentina, Brazil, Canada, China, Colombia, India, Indonesia, Malaysia, Mexico, Nepal, Nigeria, Pakistan, Peru, Singapore, South Korea, Taiwan, Thailand, UAE, United States, Uruguay, Vietnam.
How is your payee name matching different from string comparison?
Our matching uses fuzzy logic, transliteration support, and confidence scoring. It reliably detects exact, partial, and incorrect matches — even edge cases like swapped name order, diacritics, legal entity suffixes, or minor typos. Every response returns a confidence score so you can set your own risk thresholds.
Where does your account ownership data come from?
Directly from banks and official government registries — not third-party resellers. That means audit-ready, primary-source data with full provenance on every record. Most legacy verification tools are reselling the same upstream feeds with a markup.
What's the difference between monthly and annual billing?
Annual billing saves you 20% across all paid plans. Same features, same volumes, just billed once per year instead of monthly. You can upgrade at any point and we pro-rate the difference.
What counts as one verification?
One successful API response — whether that's IBAN validation, payee match, or ownership check. Failed requests and retries on the same record do not count against your quota.
What happens if I exceed my monthly quota?
Overage is billed automatically at your plan's per-verification rate. No service interruption, no penalty fees. You get alerts at 80% and 100% of your quota.
Do you have a free trial?
Better than a trial — 10 free verifications every day, forever. No credit card. Run it against your real vendor list and only upgrade when you need scale.