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Banks & Financial Institutions
Prevent fraud, ensure payout integrity, and stay compliant — at scale.
Banks and financial institutions face growing pressure to verify accounts, detect fraudulent activity, and meet complex regulatory requirements like PSD2, AML, and KYB. MonitorPay simplifies and automates these processes, helping you reduce risk and operate with greater confidence.
Trusted by 289,000+ businesses
Key Challenges
Global payments require global precision. MonitorPay automates the complex process of verifying IBAN structures, bank metadata, and regional compliance. Reduce manual overhead and prevent fraud with an instant validation tool designed to support high-volume transactions across more than 150 countries.
Fraud & Payment Errors
Funds sent to the wrong or impersonated accounts result in losses, chargebacks, and reputational damage.
Regulatory Compliance
Strict KYB/AML rules require ongoing verification of accounts and counterparties — often across multiple jurisdictions.
Onboarding Delays
Manual checks slow down the approval of new clients, vendors, or partners — impacting customer experience and operational efficiency.
What MonitorPay Delivers
The ultimate toolkit for global account verification. MonitorPay confirms legal ownership in real-time, providing flexible access to data from 150+ countries to protect your business from fraud and errors. Whether you are onboarding a new vendor or paying a global freelancer network, we ensure your funds always reach the legitimate account holder.
Account Ownership Verification
Instantly confirm who owns a bank account — individual or business — using official sources and banking partners.
Real-Time Payee Name Matching
Validate that the name provided matches the registered owner of the account before initiating a payment.
Bulk Validation Tool
Upload or connect via API to verify thousands of IBANs, VAT numbers, or domestic accounts — ideal for mass payouts or supplier screening.
Continuous Monitoring & Alerts
Get notified when a verified account changes status, ownership, or becomes inactive — with webhook and email alerting.
Fully API-Ready
Seamlessly integrate all services into your core banking, KYC, onboarding, or payment platforms.
Trusted, Compliant, Scalable
Coverage in 100+ countries
GDPR, PSD2, and AML-aligned infrastructure
Verified data from registries, open banking, and partners
Supports individuals, SMBs, and large enterprises
Common Use Cases
MonitorPay provides high-growth teams with instant access to verified ownership data and global corporate structures. We eliminate the friction of manual due diligence by converting raw government registry data into clear, actionable insights, allowing you to scale your operations while staying fully compliant.
Finance & treasury teams
Prevent costly payment errors by validating beneficiary accounts before funds are released.
Vendor onboarding
Ensure clean payment data is collected from suppliers from day one.
Freelancer and platform payouts
Validate payee information across multiple markets in real time.
Procurement & shared service centers
Standardize account verification across global teams.
Ready to Strengthen Your Compliance and Payment Infrastructure?
Integrate MonitorPay to verify accounts in real time, prevent fraud, and automate your onboarding and payout processes — all through a single, secure platform.
Enterprise-Grade by Default
MonitorPay is engineered for enterprise-level demands, integrating security and compliance into its core. Our API-first architecture provides total flexibility, while our strict "no-storage" policy for sensitive data removes your risk. Built to exceed GDPR, PSD2, and AML requirements, it’s the robust infrastructure your business can build on.
GDPR
Compliant
PSD2
Ready
AML
Ready
API-First
Architecture
No Storage of
Sensitive Data
GDPR Compliant
PSD2 Ready
AML Ready
API-First Architecture
No Storage of Sensitive Data
Trusted by Leaders in Finance & Global Commerce
See why teams at FinTechs, Marketplaces, and global corporations rely on MonitorPay.ai.
"Integrating MonitorPay.ai was a game-changer. We've cut payment failures by over 90%, reducing costs and improving customer satisfaction. The data's reliability is second to none."
Sarah Chen
Head of Payments, NovaPay
"MonitorPay's Account Ownership Verification is the final layer of assurance we need before dispatching large B2B payments. Confirming ownership against official records gives my team confidence."
David Miller
Global Treasury Manager
"Onboarding thousands of sellers was a compliance bottleneck. MonitorPay's API automated our entire verification process. We now onboard faster, with greater confidence and a full audit trail."
Markus Weber
CCO, EuroTrade Market
"We needed a robust verification tool for our merchants. MonitorPay's API was simple to integrate, and their direct data access gives us a huge quality advantage. We launched a critical feature in weeks, not years."
Elena Ricci
Lead Product Manager