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Payment Service Providers (PSPs) & Fintechs
Build trust, reduce fraud, and verify accounts instantly — at scale.
In a fast-evolving financial landscape, PSPs and fintechs must balance speed, compliance, and security. MonitorPay provides real-time bank account verification and monitoring tools that integrate directly into your payment flows, helping you move fast without exposing your platform to unnecessary risk.
Trusted by 289,000+ businesses
Pain Points
Ensure every transaction is backed by verified identity data. MonitorPay uses advanced cross-referencing algorithms to compare your payment instructions against live banking records. By verifying the relationship between the payee name and the account holder in real-time, we provide the certainty you need to prevent fraud and eliminate misdirected payments.
Risk of payouts to fraudulent or misused accounts
Delays in onboarding due to fragmented KYC/KYB processes
Compliance exposure (PSD2, AML, KYB) without proper account validation
Friction in UX from layered manual checks
MonitorPay Delivers
Verify, validate, and pay with total confidence. MonitorPay gives you the power to instantly check bank account authenticity, match payee identities, and confirm ownership details worldwide, reducing failed transfers and protecting your business from costly errors.
Real-Time Bank Account Verification
Confirm account ownership, status, and usability before processing a payout — instantly via API.
Payee Name Matching & IBAN Validation
Detect mismatches, typos, or impersonation attempts early in the payment or onboarding process.
Continuous Monitoring
Stay informed if a verified account becomes closed, frozen, or changes ownership — with webhook alerts or email notifications.
Scalable Bulk Validation
Verify thousands of accounts or VAT numbers in one file or API call — perfect for settlement checks, disbursements, or merchant onboarding.
Fully API-Ready
Seamlessly integrate all services into your core banking, KYC, onboarding, or payment platforms.
Frictionless Experience for End-Users
Offer security without adding manual steps — MonitorPay’s embedded tools are fast, lightweight, and easy to integrate.
Common Use Cases
Finance & treasury teams
Prevent costly payment errors by validating beneficiary accounts before funds are released.
Vendor onboarding
Ensure clean payment data is collected from suppliers from day one.
Freelancer and platform payouts
Validate payee information across multiple markets in real time.
Procurement & shared service centers
Standardize account verification across global teams.
Built for Modern Fintech
Built for the speed of modern business. MonitorPay empowers finance, procurement, and product teams to verify identities and bank details instantly. Join leading marketplaces and financial institutions in standardizing global account verification to reduce failed payments and guarantee that funds always reach the right recipient.
Designed for regulated PSPs, EMI license holders, and neobanks
Built on GDPR-compliant, PSD2-aligned infrastructure
Coverage in 100+ countries — including EU, UK, US, LATAM, APAC, MENA
Compatible with open banking and domestic rails
Built-in support for individual and business accounts
Ready to Strengthen Your Compliance and Payment Infrastructure?
Integrate MonitorPay to verify accounts in real time, prevent fraud, and automate your onboarding and payout processes — all through a single, secure platform.
Enterprise-Grade by Default
MonitorPay is engineered for enterprise-level demands, integrating security and compliance into its core. Our API-first architecture provides total flexibility, while our strict "no-storage" policy for sensitive data removes your risk. Built to exceed GDPR, PSD2, and AML requirements, it’s the robust infrastructure your business can build on.
GDPR
Compliant
PSD2
Ready
AML
Ready
API-First
Architecture
No Storage of
Sensitive Data
GDPR Compliant
PSD2 Ready
AML Ready
API-First Architecture
No Storage of Sensitive Data
Trusted by Leaders in Finance & Global Commerce
See why teams at FinTechs, Marketplaces, and global corporations rely on MonitorPay.ai.
"Integrating MonitorPay.ai was a game-changer. We've cut payment failures by over 90%, reducing costs and improving customer satisfaction. The data's reliability is second to none."
Sarah Chen
Head of Payments, NovaPay
"MonitorPay's Account Ownership Verification is the final layer of assurance we need before dispatching large B2B payments. Confirming ownership against official records gives my team confidence."
David Miller
Global Treasury Manager
"Onboarding thousands of sellers was a compliance bottleneck. MonitorPay's API automated our entire verification process. We now onboard faster, with greater confidence and a full audit trail."
Markus Weber
CCO, EuroTrade Market
"We needed a robust verification tool for our merchants. MonitorPay's API was simple to integrate, and their direct data access gives us a huge quality advantage. We launched a critical feature in weeks, not years."
Elena Ricci
Lead Product Manager