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Be the first to know when a verified account changes
Reduce fraud risk and ensure payment reliability by tracking verified bank accounts, IBANs, or VAT numbers for status updates. Get real-time alerts the moment something changes — so you can react before a payment fails or compliance is breached.
Trusted by 289,000+ businesses
What You Can Monitor
After initial validation, we continuously track accounts and notify you if any of the following events occur:
Account Closes
Get notified instantly when a previously verified account is closed, helping you avoid failed payments and outdated records.
Ownership Changes
Receive alerts when account ownership shifts — such as in cases of business acquisitions, restructures, or reassigned accounts — to maintain accurate beneficiary records.
Status Updates
Stay informed if an account becomes dormant, restricted, suspended, or reactivated, ensuring your payment workflows and risk assessments remain up to date.
Suspicious Behavior Flags
Get flagged when unusual changes occur — like a sudden shift in country, registry details, or other anomalies — to help you detect and investigate potential fraud.
Alert Delivery Options
The ultimate toolkit for global account verification. MonitorPay confirms legal ownership in real-time, providing flexible access to data from 150+ countries to protect your business from fraud and errors. Whether you are onboarding a new vendor or paying a global freelancer network, we ensure your funds always reach the legitimate account holder.
Webhooks
Integrate alerts into your internal systems (CRM, ERP, risk engine)
Email Notifications
Get updates in real-time or as a daily digest
Dashboard Logs
Full change history and exportable alert records
Use Cases
MonitorPay provides high-growth teams with instant access to verified ownership data and global corporate structures. We eliminate the friction of manual due diligence by converting raw government registry data into clear, actionable insights, allowing you to scale your operations while staying fully compliant.
Finance & treasury teams
Prevent costly payment errors by validating beneficiary accounts before funds are released.
Vendor onboarding
Ensure clean payment data is collected from suppliers from day one.
Freelancer and platform payouts
Validate payee information across multiple markets in real time.
Procurement & shared service centers
Standardize account verification across global teams.
Global Coverage
Supports monitored accounts in 100+ countries, across the EU, UK, US, LATAM, APAC, and MENA. Data sourced directly from:
Government business registries
Open banking rails & banking partners
Tax/VAT authorities and financial regulators
Integration & Access
MonitorPay provides a versatile security layer that scales across every department. By standardizing how your organization verifies beneficiary details, we help finance, procurement, and product teams work in harmony to prevent fraud, reduce failed transfers, and protect your bottom line.
API endpoint for alert history & status retrieval
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Batch monitoring for up to millions of accounts
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On-demand dashboard reporting
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Webhook & Email alerting
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Stay Informed. Stay Protected
Monitor verified accounts for changes — and react before a payout fails or risk escalates.
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Moventa Logistics
Moventa Logistics operates a network of over 4,000 carriers and subcontractors across Europe. From small independent freight operators to large cross-border transport providers, their operations depend on accurate and timely payments to ensure smooth service delivery.
Frequently asked questions
We verify IBAN structure, payee name matching, account ownership (individual or business), VAT registration status, and — for enterprise clients — ongoing monitoring of previously verified data.
MonitorPay supports IBAN and VAT verification across 150+ countries, including all of Europe, the UK, Canada, Australia, Brazil, India, and more. Country-specific availability may vary by product (e.g., ownership verification coverage depends on data access in that region).
Our payee matching uses intelligent logic, including fuzzy matching, transliteration support, and confidence scoring. It reliably detects exact, partial, and incorrect matches — even in edge cases like swapped name order or minor typos.
Yes. Our Account Ownership Verification feature confirms the legal owner of a bank account (person or business), sourced directly from trusted banks or official registries. This is ideal for KYB and large transfers.
Yes, we offer Account Status Checks for selected countries. This feature confirms whether an account is currently open, dormant, or closed — helping you avoid failed payouts.
Absolutely. We are fully GDPR compliant. We do not store personal or sensitive data beyond what’s necessary to complete a verification, and all requests are logged securely for audit purposes.
Yes. Our REST API is designed for real-time use, with sub-second response times and minimal latency. It’s used in live onboarding flows, payout engines, and payment approval systems.
Each verification returns structured JSON data, including validation status, match scores, metadata (like bank name or VAT holder name), and actionable risk indicators. Full schema is available in the [API docs].
Yes. Every client has access to a secure MonitorPay Dashboard, where you can track API usage, manage keys, export logs, and review verification outcomes.
Yes. We offer a bulk validation endpoint that supports verifying thousands of IBANs, payee names, or VAT numbers at once via API or secure file upload.
Most customers integrate the API in under one day. Our docs, SDKs, and dedicated support make it fast and frictionless — even for complex flows.
For enterprise clients, we offer continuous monitoring with webhook alerts. You’ll be notified in real time if a previously verified IBAN or VAT number changes status, becomes inactive, or no longer matches the original entity.
Start your business journey better with MonitorPay
Schedule a 30 minute call to discuss your priorities and long term goals.
Enterprise-Grade by Default
MonitorPay is engineered for enterprise-level demands, integrating security and compliance into its core. Our API-first architecture provides total flexibility, while our strict "no-storage" policy for sensitive data removes your risk. Built to exceed GDPR, PSD2, and AML requirements, it’s the robust infrastructure your business can build on.
GDPR
Compliant
PSD2
Ready
AML
Ready
API-First
Architecture
No Storage of
Sensitive Data
GDPR Compliant
PSD2 Ready
AML Ready
API-First Architecture
No Storage of Sensitive Data
Trusted by Leaders in Finance & Global Commerce
See why teams at FinTechs, Marketplaces, and global corporations rely on MonitorPay.ai.
"Integrating MonitorPay.ai was a game-changer. We've cut payment failures by over 90%, reducing costs and improving customer satisfaction. The data's reliability is second to none."
Sarah Chen
Head of Payments, NovaPay
"MonitorPay's Account Ownership Verification is the final layer of assurance we need before dispatching large B2B payments. Confirming ownership against official records gives my team confidence."
David Miller
Global Treasury Manager
"Onboarding thousands of sellers was a compliance bottleneck. MonitorPay's API automated our entire verification process. We now onboard faster, with greater confidence and a full audit trail."
Markus Weber
CCO, EuroTrade Market
"We needed a robust verification tool for our merchants. MonitorPay's API was simple to integrate, and their direct data access gives us a huge quality advantage. We launched a critical feature in weeks, not years."
Elena Ricci
Lead Product Manager