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Verify Who Owns the Account — Before You Trust It
Instantly confirm who owns a bank account — for both individuals and companies.
Trusted by 289,000+ businesses
What It Does
The ultimate toolkit for global account verification. MonitorPay confirms legal ownership in real-time, providing flexible access to data from 150+ countries to protect your business from fraud and errors. Whether you are onboarding a new vendor or paying a global freelancer network, we ensure your funds always reach the legitimate account holder.
Confirms Legal Ownership
Matches a person or company name to the account holder registered with a bank or official registry.
Works for Individuals & Companies
Whether you’re paying a freelancer, onboarding a supplier, or validating a corporate client — we verify both personal and business accounts
Flexible Access
Ownership proof is returned via dashboard or API — complete with match result, verification date, and reference details for audit.
Global Coverage
Available in 150+ countries, with data sourced from trusted financial institutions and local registries.
Why It Matters
Ownership data is verified before a single payment is processed — reducing operational risk and ensuring compliance from day one.
Prevent invoice and payment fraud
Automate KYC and KYB checks
Strengthen supplier and partner onboarding
Satisfy compliance and audit requirements
Increase confidence in every payout
Common Use Cases
Take full control of your payment lifecycle with a suite of tools designed for precision. MonitorPay empowers your team to move from manual checks to automated certainty, providing a unified platform to validate account data, match identities, and verify ownership in real-time before any funds leave your organization.
Finance & treasury teams
Prevent costly payment errors by validating beneficiary accounts before funds are released.
Vendor onboarding
Ensure clean payment data is collected from suppliers from day one.
Freelancer and platform payouts
Validate payee information across multiple markets in real time.
Procurement & shared service centers
Standardize account verification across global teams.
What You Will Receive
When you perform a verification, you receive
Ownership Details
- Verified Account Holder Name
- Account Type: Business / Personal
- Match Result: Exact / Partial / Mismatch
- Source: Official Registry / Banking Partner
- Timestamped verification with source reference
- Confidence score (if fuzzy matching used)
Company Details
(if a business account)
- Legal Name
- Registration Number
- Registered Address
- Incorporation Country & Date
- Legal Entity Type
- Company Status (e.g. Active, Dissolved, Suspended)
- VAT Number (if available)
Enriched Firmographics
To provide full context around the account-holding entity, we enrich registry data with:
- Company Website
- Social Media Profiles (LinkedIn, Twitter, Facebook, etc.)
- Industry Tags & NAICS/SIC Codes
- Business Description
- Estimated Revenue & Employee Count
- Technology Stack (where detectable)
- Ultimate Beneficial Owner (UBO)
- Group Structure (parent, subsidiaries, branches)
Data Sources
Trust begins with high-quality data. MonitorPay aggregates real-time information from a diverse network of primary sources to ensure the highest level of accuracy for every check. By combining official government records with direct banking connectivity, we provide a robust verification layer that meets the strictest compliance and security standards.
Government business registries (100+ countries)
Partner banks & open banking APIs
Credit bureaus & financial regulators
Proprietary enrichment systems
Access Options
Choose the integration method that best fits your operational needs. Whether you are looking for high-volume automation or simple manual checks, MonitorPay provides flexible entry points to ensure your team can verify data seamlessly within your existing tech stack
API
For automated workflows (KYC/KYB, payouts, onboarding)
Dashboard
For manual searches and PDF reports
Bulk File Upload
CSV/Excel verification for large lists
Start Verifying Ownership
— First 100 Checks Are Free
Test ownership verification with 100 free checks — no credit card or subscription required.
No monthly
commitment
Pay only for
what you use
Volume-based pricing from as low as €0.10 per check
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Moventa Logistics
Moventa Logistics operates a network of over 4,000 carriers and subcontractors across Europe. From small independent freight operators to large cross-border transport providers, their operations depend on accurate and timely payments to ensure smooth service delivery.
Frequently asked questions
We verify IBAN structure, payee name matching, account ownership (individual or business), VAT registration status, and — for enterprise clients — ongoing monitoring of previously verified data.
MonitorPay supports IBAN and VAT verification across 150+ countries, including all of Europe, the UK, Canada, Australia, Brazil, India, and more. Country-specific availability may vary by product (e.g., ownership verification coverage depends on data access in that region).
Our payee matching uses intelligent logic, including fuzzy matching, transliteration support, and confidence scoring. It reliably detects exact, partial, and incorrect matches — even in edge cases like swapped name order or minor typos.
Yes. Our Account Ownership Verification feature confirms the legal owner of a bank account (person or business), sourced directly from trusted banks or official registries. This is ideal for KYB and large transfers.
Yes, we offer Account Status Checks for selected countries. This feature confirms whether an account is currently open, dormant, or closed — helping you avoid failed payouts.
Absolutely. We are fully GDPR compliant. We do not store personal or sensitive data beyond what’s necessary to complete a verification, and all requests are logged securely for audit purposes.
Yes. Our REST API is designed for real-time use, with sub-second response times and minimal latency. It’s used in live onboarding flows, payout engines, and payment approval systems.
Each verification returns structured JSON data, including validation status, match scores, metadata (like bank name or VAT holder name), and actionable risk indicators. Full schema is available in the [API docs].
Yes. Every client has access to a secure MonitorPay Dashboard, where you can track API usage, manage keys, export logs, and review verification outcomes.
Yes. We offer a bulk validation endpoint that supports verifying thousands of IBANs, payee names, or VAT numbers at once via API or secure file upload.
Most customers integrate the API in under one day. Our docs, SDKs, and dedicated support make it fast and frictionless — even for complex flows.
For enterprise clients, we offer continuous monitoring with webhook alerts. You’ll be notified in real time if a previously verified IBAN or VAT number changes status, becomes inactive, or no longer matches the original entity.
Start your business journey better with MonitorPay
Schedule a 30 minute call to discuss your priorities and long term goals.
Enterprise-Grade by Default
MonitorPay is engineered for enterprise-level demands, integrating security and compliance into its core. Our API-first architecture provides total flexibility, while our strict "no-storage" policy for sensitive data removes your risk. Built to exceed GDPR, PSD2, and AML requirements, it’s the robust infrastructure your business can build on.
GDPR
Compliant
PSD2
Ready
AML
Ready
API-First
Architecture
No Storage of
Sensitive Data
GDPR Compliant
PSD2 Ready
AML Ready
API-First Architecture
No Storage of Sensitive Data
Trusted by Leaders in Finance & Global Commerce
See why teams at FinTechs, Marketplaces, and global corporations rely on MonitorPay.ai.
"Integrating MonitorPay.ai was a game-changer. We've cut payment failures by over 90%, reducing costs and improving customer satisfaction. The data's reliability is second to none."
Sarah Chen
Head of Payments, NovaPay
"MonitorPay's Account Ownership Verification is the final layer of assurance we need before dispatching large B2B payments. Confirming ownership against official records gives my team confidence."
David Miller
Global Treasury Manager
"Onboarding thousands of sellers was a compliance bottleneck. MonitorPay's API automated our entire verification process. We now onboard faster, with greater confidence and a full audit trail."
Markus Weber
CCO, EuroTrade Market
"We needed a robust verification tool for our merchants. MonitorPay's API was simple to integrate, and their direct data access gives us a huge quality advantage. We launched a critical feature in weeks, not years."
Elena Ricci
Lead Product Manager