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Validate IBANs Instantly
Prevent errors, avoid failed transfers, and protect your payment workflows with real-time, registry-backed IBAN checks.
Try our functionality
Trusted by 289,000+ businesses
What IBAN Validation Covers
Global payments require global precision. MonitorPay automates the complex process of verifying IBAN structures, bank metadata, and regional compliance. Reduce manual overhead and prevent fraud with an instant validation tool designed to support high-volume transactions across more than 150 countries.
Instant format validation
Verifies structure, length, and checksum based on country-specific rules.
Bank metadata returned
Identifies the issuing bank, BIC/SWIFT code, and country of origin.
Error detection
Flag types, misplaced characters, transposed digits, and unsupported formats
Global coverage
Includes all SEPA and non-SEPA regions — standardized and ready to use.
What IBAN Validation Covers
Gain complete transparency into every transaction with real-time verification results. Our system provides instant clarity on whether payment details align with official bank records, allowing your team to move forward with confidence, correct minor errors with a single click, or stop fraudulent payments before they are processed.
Worldwide Reach, Tailored Accuracy
We simplify access to company data with the flexibility and scalability of code. Our platform connects to over 200 official registries, delivering insights on more than 300 million businesses to teams across the globe.
100
+
Corporate Registries Connected
Government and financial institution sources only — no scraping, no guessing.
100
M+
Companies Indexed
From startups to multinationals, enriched with firmographics, ownership, group structure, and more.
0
+
Data Points Per Record
Standardized, translated, mapped — ready for your internal systems or workflows.
Ready to Unlock the Power of MonitorPay?
See our platform in action and explore how it can benefit your business.
Where It’s Used
Transform how your organization handles financial data. MonitorPay provides a unified verification standard that scales with your needs, helping finance, procurement, and operations teams work faster and more securely. Join leading enterprises in standardizing account verification to ensure every payout is a safe one.
Finance & treasury teams
Prevent costly payment errors by validating beneficiary accounts before funds are released.
Vendor onboarding
Ensure clean payment data is collected from suppliers from day one.
Freelancer and platform payouts
Validate payee information across multiple markets in real time.
Procurement & shared service centers
Standardize account verification across global teams.
Why It Matters
One invalid IBAN can delay a payment, trigger a failed transfer, or open the door to fraud.
MonitorPay helps you prevent all of that — before the money moves.
Product & Platform Teams
Embed real-time verification into onboarding and payout flows without disrupting UX.
Finance & Treasury
Eliminate failed payments, enforce internal controls, and flag payment risk early.
Compliance & Risk Officers
Automate KYB, reduce fraud exposure, and stay compliant across jurisdictions.
Fintechs & PSPs
Scale safely with real-time account and identity verification — everywhere you operate.
Try IBAN Validation — 100 Checks Free
Experience the power of real-time verification with no upfront commitment:
Test it risk-free with 100 free validations, no monthly commitment required.
Pay only for what you use — billed monthly based on actual volume.
Pricing starts at just €0.10 per check, with lower rates for high volumes.
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Moventa Logistics
Moventa Logistics operates a network of over 4,000 carriers and subcontractors across Europe. From small independent freight operators to large cross-border transport providers, their operations depend on accurate and timely payments to ensure smooth service delivery.
Frequently asked questions
We verify IBAN structure, payee name matching, account ownership (individual or business), VAT registration status, and — for enterprise clients — ongoing monitoring of previously verified data.
MonitorPay supports IBAN and VAT verification across 150+ countries, including all of Europe, the UK, Canada, Australia, Brazil, India, and more. Country-specific availability may vary by product (e.g., ownership verification coverage depends on data access in that region).
Our payee matching uses intelligent logic, including fuzzy matching, transliteration support, and confidence scoring. It reliably detects exact, partial, and incorrect matches — even in edge cases like swapped name order or minor typos.
Yes. Our Account Ownership Verification feature confirms the legal owner of a bank account (person or business), sourced directly from trusted banks or official registries. This is ideal for KYB and large transfers.
Yes, we offer Account Status Checks for selected countries. This feature confirms whether an account is currently open, dormant, or closed — helping you avoid failed payouts.
Absolutely. We are fully GDPR compliant. We do not store personal or sensitive data beyond what’s necessary to complete a verification, and all requests are logged securely for audit purposes.
Yes. Our REST API is designed for real-time use, with sub-second response times and minimal latency. It’s used in live onboarding flows, payout engines, and payment approval systems.
Each verification returns structured JSON data, including validation status, match scores, metadata (like bank name or VAT holder name), and actionable risk indicators. Full schema is available in the [API docs].
Yes. Every client has access to a secure MonitorPay Dashboard, where you can track API usage, manage keys, export logs, and review verification outcomes.
Yes. We offer a bulk validation endpoint that supports verifying thousands of IBANs, payee names, or VAT numbers at once via API or secure file upload.
Most customers integrate the API in under one day. Our docs, SDKs, and dedicated support make it fast and frictionless — even for complex flows.
For enterprise clients, we offer continuous monitoring with webhook alerts. You’ll be notified in real time if a previously verified IBAN or VAT number changes status, becomes inactive, or no longer matches the original entity.
Start your business journey better with MonitorPay
Schedule a 30 minute call to discuss your priorities and long term goals.
Enterprise-Grade by Default
MonitorPay is engineered for enterprise-level demands, integrating security and compliance into its core. Our API-first architecture provides total flexibility, while our strict "no-storage" policy for sensitive data removes your risk. Built to exceed GDPR, PSD2, and AML requirements, it’s the robust infrastructure your business can build on.
GDPR
Compliant
PSD2
Ready
AML
Ready
API-First
Architecture
No Storage of
Sensitive Data
GDPR Compliant
PSD2 Ready
AML Ready
API-First Architecture
No Storage of Sensitive Data
Trusted by Leaders in Finance & Global Commerce
See why teams at FinTechs, Marketplaces, and global corporations rely on MonitorPay.ai.
"Integrating MonitorPay.ai was a game-changer. We've cut payment failures by over 90%, reducing costs and improving customer satisfaction. The data's reliability is second to none."
Sarah Chen
Head of Payments, NovaPay
"MonitorPay's Account Ownership Verification is the final layer of assurance we need before dispatching large B2B payments. Confirming ownership against official records gives my team confidence."
David Miller
Global Treasury Manager
"Onboarding thousands of sellers was a compliance bottleneck. MonitorPay's API automated our entire verification process. We now onboard faster, with greater confidence and a full audit trail."
Markus Weber
CCO, EuroTrade Market
"We needed a robust verification tool for our merchants. MonitorPay's API was simple to integrate, and their direct data access gives us a huge quality advantage. We launched a critical feature in weeks, not years."
Elena Ricci
Lead Product Manager